k CONCLUSION

k CONCLUSION :-
Through the study of the topic “Investment made by LIC of India in share market through different ULIP Plans”, I came to following conclusion.
1) The ULIP Plans of LIC of India are flexible for investors point of view.
2) LIC’s ULIP Plans like Fortune Plus, Profit Plus, Money Plus – I and Market Plus – I have Divercified Portfolio as far as investment is concerned.
3) LIC of India invest all the money of the investors through ULIP Plans through different funds in the blue chip companies mostly.
4) LIC of India manages to give consistent rate of return to the investor who invest their money in LIC.
5) LIC of India invest investors money mostly in stocks like Reliance Industries Ltd., ITC Ltd., Tata Counsultancy Services Ltd., Hindustan Lever Ltd., Tata Moters Ltd., Mahindra and Mahindra Ltd., Tata Steel Ltd., ACC Ltd. through the ULIP Plans Growth Fund mostly.
6) LIC of India also invest investors money in Government Guarnteed Securities, Corporate Debt., Short Term Investments like, Money Market Instruments.
7) The NAV of the LIC of India ULIP Plans are increasing consistently as compared to the Private Insurance Companies.
8) That’s why LIC of India promises to give the Maximum return to the investment made by the investors.
9) The Portfolio of every customer has been determinated by the LIC of India and also the risk profile of every investors also determined.
10) LIC of India also invest their money in Infrastructural, Water Supply Projects which helps to Economic Development of Country.
11) LIC’s Insurance Product like Unit Linked, Endowment Plan, Savings Plan and Pension Plans are better as compare to Private Insurance Companies..
12) Public trust on LIC because LIC is the Market Leader and also No. 1 Financial Institutions in India.
13) LIC gives better return on Investment due to Expert Fund Manager.
14) LIC also provide better and faster service to their customer as compare to Private Insurance Companies.
15) LIC also invest in small cap and mid cap companies.
16) Sometimes due to volatility in Share Market the performance and rate of returns of ULIP Plans Secured Fund, Balanced Fund and Growth Fund are affected.